5 Women Share Personal Finance Advice | Charlotte Five

5 Women Share Personal Finance Advice | Charlotte Five

What’s the one thing that changed your personal finances? 5 Charlotte women share

By: Vanessa Infanzon

Photo Credit: Christine Bittler

Photo Credit: Christine Bittler

We began using Dave Ramsey’s Total Money Makeover system last fall and it’s been a game-changer. We’ve paid off more than $17,000 in debt and have an emergency fund set aside. Our goal is to be debt-free, except for our home, later this year.”

Age: 48

Lifestyle: Married with four children

Occupation: Owner of thekbonfili.com, a boutique public relations firm.

Splurge: She hosts dinner parties at home with friends and plans date nights and long weekends with her husband.

Items she lives without: Brand-new vehicles, expensive family vacations and cable TV

How she makes it work: “We’ve always had a budget, but now it gets followed and every dollar has a job — it’s a team sport for us. We also communicate on a daily basis about our goals and our expenses. This ensures we’re both on the same page and that we have our eyes on the prize — being debt-free.

“My husband changes the oil in our vehicles and I color my own hair. We also gave up cable and buy groceries at Aldi.”

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